100 Ashland Trl, Tyrone, GA 30290
3 beds · 2 baths · 2,073 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled in one of Tyrone's most desirable neighborhoods, this beautifully updated 3-bedroom, 2.5-bath home offers a perfect blend of comfort, style, and stunning curb appeal. From the moment you arrive, the meticulously landscaped yard and charming covered front porch invite you in. Step inside to discover the bright family room featuring LVP flooring and smooth ceilings throughout. The vaulted family room is the heart of the home, highlighted by a dramatic floor-to-ceiling painted stone gas fireplace-perfect for cozy evenings. The spacious formal dining room (or ideal home office) is bathed in natural light from gorgeous windows, leading seamlessly into the fully updated kitchen. You'll love the tile flooring, breakfast bar, tile backsplash, new cabinetry, stainless steel appliances, gas stove, and under-cabinet lighting-a true chef's dream! Just off the breakfast area is a laundry closet with built-in cabinets for added storage, and a bright sunroom with tile flooring-the perfect place to enjoy your morning coffee. A half bath completes the main level for guests. The owner's suite on the main floor offers a peaceful retreat with large windows and LVP flooring. The en-suite bath includes double vanities, tile flooring, a separate shower, and a luxurious soaking tub. Upstairs, you'll find two generously sized bedrooms and a full bath with tile flooring. The attached two-car garage includes built-in shelving, perfect for organization and storage. Step outside to your private backyard oasis, complete with lush, mature landscaping, plenty of green space, and a covered gazebo ideal for year-round entertaining or quiet relaxation. Additional features include gutter guards for low-maintenance living and a workshop are in the extra large 2 car garage. Don't miss your opportunity to live in the serene and scenic Lake Windsong community, just minutes from top-rated schools, local parks, and fantastic dining options. Schedule your private tour today and fall in love with your forever home!
Source: GAMLS #10504845
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10504845
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.