10 Lloshire Path, Palm Coast, FL 32164
4 beds · 2 baths · 2,224 sqft sqft
Welcome to your new home in Palm Coast, Florida! This exquisite 4-bedroom, 2-bathroom residence spans 2,224 square feet of tastefully upgraded living space. Situated in a serene neighborhood, this home offers both comfort and style. Outside, discover the convenience of a well system, irrigation sprinkler system, and 12’x16’ storage shed equipped with power, ensuring your landscaping stays lush year-round. With curbing and gutters in place, the exterior exudes curb appeal while minimizing maintenance worries. Feel secure with the installed ADT Security Alarm system and hurricane shutters throughout. Also experience seamless access with a WiFi garage door opener. Solar panels on home are owned outright and conveniently ready to be acquired. Step onto the concrete patio extension or upgraded tiled patio and enjoy outdoor living at its finest. The patio sun/bug screen provides comfort while entertaining or relaxing. The front porch boasts upgraded tile, welcoming you home with elegance. Enter through the upgraded front door glass insert and admire the A-1 window tinting throughout the home, offering both privacy and energy efficiency. Inside, discover seven ceiling fans, LED lights in both hallways and the walk-in closet, and motion sensor LED lights in the garage. The oversized primary bedroom features laminate flooring, a tray ceiling and an upgraded shower. Both bathrooms offer replaced sink faucets and toilets with 17 1/2” higher seats for added comfort. The kitchen is a chef’s delight with an upgraded faucet and ample space for culinary endeavors. A HUGE 52” fan graces the living room, providing both style and comfort. Additional features include an upgraded light fixture in the formal dining area, a front door keyless entry pad, and plantation window shutters throughout. For added security, a Ring camera with solar charger is included at the home entrance, along with a Ring security camera over the shed. Don’t miss your chance to own this exceptional home in Palm Coast. Schedule a showing today and experience luxury living at its finest!
Source: STELLAR #fc299064
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc299064
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #fc299064