10 Cyclamen Ct W, Homosassa, FL 34446

This EXQUISITE 3-bedroom, 2-bathroom home, spanning 2,109 SQUARE FEET, is a true gem nestled on a serene .36-ACRE CORNER LOT in a CUL-DE-SAC in the gorgeous town of HOMOSASSA, FLORIDA. The property is zoned PDR and boasts a lush GREENBELT setting, enhancing its privacy and natural beauty. As you enter, you’re greeted by HIGH CEILINGS adorned with stunning CROWN MOLDING and DECORATIVE WOOD ACCENT TRIM, creating an elegant and inviting atmosphere. The OPEN-CONCEPT DESIGN seamlessly integrates the LIVING, DINING, AND KITCHEN AREAS, making it perfect for entertaining. The KITCHEN features gorgeous QUARTZ COUNTERTOPS, a LARGE KITCHEN ISLAND, LIGHT-COLORED CABINETS, MODERN APPLIANCES, and even a WINE COOLER, providing everything you need for both everyday cooking and special occasions. The adjacent dining area and living room flow effortlessly, ideal for both intimate dinners and larger gatherings. The MASTER SUITE is a private retreat, complete with a SPACIOUS WALK-IN CLOSET and a luxurious bathroom. The MASTER BATH is designed for relaxation, featuring a MASSIVE WALK-IN SHOWER, a SEPARATE SOAKING TUB, a DUAL SINK VANITY, and even a cozy FIREPLACE, offering a spa-like experience right at home. The toilet area is separate, with its own door for added privacy. The GUEST BEDROOMS are equally impressive, offering AMPLE SPACE and SIZABLE CLOSETS. The guest bathroom mirrors the luxury of the master, featuring a DUAL SINK VANITY and RECESSED LIGHTING. Sliding glass doors off the living area lead to the SCREENED-IN PATIO, where a SPARKLING POOL awaits, offering a private oasis for relaxation and entertainment. This outdoor space is perfect for hosting summer BBQs or simply enjoying the peaceful surroundings. Located in the charming town of HOMOSASSA, FLORIDA, within the sought-after OAK VILLAGE AT SUGARMILL WOODS, this home not only offers luxury and comfort but also access to a variety of COMMUNITY AMENITIES that cater to an active lifestyle. Residents of Oak Village enjoy a CLUBHOUSE that serves as a central hub for social gatherings and community events, a LARGE OUTDOOR SWIMMING POOL for relaxation, and a FULLY EQUIPPED FITNESS CENTER with modern exercise equipment. For sports enthusiasts, there are TENNIS AND PICKLEBALL COURTS available, as well as GOLF COURSE ACCESS at the adjacent SUGARMILL WOODS COUNTRY CLUB, offering a well-maintained course for golf lovers. The community also boasts SCENIC WALKING AND BIKING TRAILS, PARKS AND GREEN SPACES for outdoor activities, and a variety of SOCIAL CLUBS AND PLANNED ACTIVITIES that foster a sense of community and engagement among residents. With its prime location in this idyllic setting, you can enjoy the best of Florida living while still being close to SHOPPING, DINING, PARKS, and TOP-RATED SCHOOLS. Don’t miss the opportunity to make this STUNNING HOUSE in HOMOSASSA your forever home.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 10, 2024 09:34 am

Listing agent: Chelo Alonzo (352) 419-9151

Listing provided courtesy of: FLORIDAS A TEAM REALTY (352) 556-2865

Details provided by STELLAR and may not match the public record.
MLS ID: #w7867377

Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.

Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.