1 Spyglass Ct, Pinehurst, NC 28374
4 beds · 3 baths · sqft sqft
Charming home on a corner lot in Pinehurst No. 6! Step into this delightful, like-new four-bedroom home nestled in the heart of Pinehurst No. 6, where style meets comfort in an open-concept design that's sure to impress! From the moment you walk in, you'll be greeted by the warm glow of engineered hardwood floors that flow seamlessly across both levels, leading you straight into the heart of the home. Imagine cozy nights by the gas fireplace, surrounded by natural light that pours into every corner, making each space feel airy and bright. The kitchen is a true showstopper, featuring sleek, upgraded quartz countertops, a gas range that's ready for your culinary adventures, and plenty of room for whipping up your favorite meals. But the charm doesn't stop there! The laundry room is conveniently tucked right off the primary closet—because who doesn't love a bit of extra ease in their daily routine? When it's time to relax, head outside to your own private oasis. Whether you're sipping your morning coffee on the screened-in porch, catching some sun on the open composite deck, or enjoying the fully fenced backyard with friends and family, this home is designed for living life to the fullest. Come see why this Pinehurst gem is the perfect place to call home!
Source: NORTHCAROLINAREGIONAL #100463481
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100463481
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100463481