Roam Boost (gap financing) may enable you to buy a home that requires a larger down payment while still having a lower interest rate and monthly payment.

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Monthly payment includes estimated principal, interest, taxes, insurance, and HOA fees (if applicable).

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FHA (Federal Housing Administration) loans require the buyer to assume the mortgage as a primary residence.

VA (Veterans Affairs) loans may be assumed even when they will not be your primary residence. If you're browsing as an investor, select VA.

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13 assumable homes for sale in Encinitas, CA

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13 assumable homes for sale in Encinitas, CA

13 assumable homes for sale in Encinitas, CA

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All calculations are estimates and provided for informational purposes only.
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Down payment

Roam Boost (gap financing) may enable you to buy a home that requires a larger down payment while still having a lower interest and monthly payment.

Monthly payment

Monthly payment includes estimated principal, interest, taxes, insurance, and HOA fees (if applicable).

Loan type

FHA (Federal Housing Administration) loans require the buyer to assume the mortgage as a primary residence.

VA (Veterans Affairs) You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer. VA loans may be assumed even when they're not your primary residence.

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